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GROUP PERSONAL ACCIDENT POLICY accident policy is available to provide for payment of compensation in the event of members of your group:

Sustaining injury, disablement (permanent total, permanent partial and temporary total) or death arising out of accident

Main Exclusions
- Self injury, suicide, venereal disease or insanity
- Influence of intoxicating liquor or drugs
- Death due to pregnancy or childbirth
- Breach of law with criminal intent
- War and nuclear group of perils
- On duty with armed forces
You Must Note
- That group policies can be given to firm, company, association and clubs on named basis where all members must be included
- That group discount is allowed on size of group at inception of the policy
- Additions and deletions can be done during currency of policy for people joining and leaving
- The cover is normally available on 24 hour coverage basis
- We can offer you discount if you restrict the cover to your employees for on duty cover only or for off- duty cover only
- Other benefits like expenses for ambu1ance charges, damage to clothes, loss of employment, expenses for carriage of dead body are admissible- following an accident subject to a limit
- Education fund for dependent child is admissible in case death or permanent total disablement
Documents required for settlement of claims
- Claim form
- Doctors report, bills in case of temporary/permanent disablement
- Police report/post mortem report in case of accidental death
- The cover is normally available on 24 hour coverage basis
- Leave certificate from employer in case of temporary disablement
- Other documents as per the Insurance Company's request.