Group Overseas Travel Mediclaim Insurance

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This Overseas Mediclaim Insurance policy covers Medical expenses and other unfortunate incidents that occur during International Travel (during vacation or Student Education stays). Medical expenses during Travel incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted are covered. Unfortunate incidents during Travel, such as loss of passport, baggage loss, missed flight expenses are also covered as well

  • Travel Policy can be broadly classified into two types of plans, they are:
    • Worldwide excluding USA/Canada.
    • Worldwide including USA/Canada.
  • Types of policies:
    • Single Round Trip.
    • Annual Multi Trip.
  • Categories of policies:
    • Business or leisure.
    • Student.
    • Employment.
    • Senior Citizens.
  • Under this Policy perils covered are Medical Expenses with respect to Sum Insured, Personal Accident Losses, Expenses due to Loss of checked-in baggage, Expenses due to Delay of checked-in baggage…etc
  • Premium: Depends on Age-band, Trip-band and Country of visits.
  • All pre-existing disease/illnesses are not covered (known and unknown).
  • Travelling against Medical advice or for Medical treatment including routine check-up.
  • Form Downloads
  • 1) Prospectus
  • 2) Premium Rating chart
  • 3) Proposal Form
  • 4) Claim Form
  • 5) Policy wordings