Group Personal Accident Insurance (GPA)

Group Personal Accident Insurance (GPA)

GROUP PERSONAL ACCIDENT POLICY accident policy is available to provide for payment of compensation in the event of members of your group:

  • Sustaining injury, disablement (permanent total, permanent partial and temporary total) or death arising out of accident
  • Self injury, suicide, venereal disease or insanity
  • Influence of intoxicating liquor or drugs
  • Death due to pregnancy or childbirth
  • Breach of law with criminal intent
  • War and nuclear group of perils
  • On duty with armed forces
  • That group policies can be given to firm, company, association and clubs on named basis where all members must be included
  • That group discount is allowed on size of group at inception of the policy
  • Additions and deletions can be done during currency of policy for people joining and leaving
  • The cover is normally available on 24 hour coverage basis
  • We can offer you discount if you restrict the cover to your employees for on duty cover only or for off- duty cover only
  • Other benefits like expenses for ambu1ance charges, damage to clothes, loss of employment, expenses for carriage of dead body are admissible- following an accident subject to a limit
  • Education fund for dependent child is admissible in case death or permanent total disablement
  • Claim form
  • Doctors report, bills in case of temporary/permanent disablement
  • Police report/post mortem report in case of accidental death
  • The cover is normally available on 24 hour coverage basis
  • Leave certificate from employer in case of temporary disablement
  • Other documents as per the Insurance Company's request.

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